Public roadmap
What we're building
Three columns: Now is on a branch or about to merge. Next is queued after the current sprint ships. Later is committed to but not started. Priorities change as users tell us what they want.
Now
Up Bank API alignment + capability adds
Typed errors, Retry-After handling, chunked-window transaction sync, single source of truth for Up types, defensive category insert when Up adds new categories, transaction notes / deep-link / attachment indicators surfaced from Up, real /tags listing for the activity tag picker, webhook delivery logs in admin tooling.
Bug-fix sprint
Budget→transaction linking, activity field overrides that survive re-syncs, goals progress formula and AI-suggested tasks, 2Up partner-split rules wired through to budgets, AEDT/AEST/AWST display.
Hosted onboarding
Sign in with Google, automatic provisioning of your Supabase project (Sydney region) and Vercel deployment, custom subdomain assignment, billing on Stripe at A$19/month.
Next
FIRE tracking
Net worth + savings rate + projected FI date with configurable safe withdrawal rate. The 'what if' simulator.
Recurring investments
Define a recurring investment, detect matching transactions, contribution-vs-growth breakdown, roll up into net worth.
Tags on goals and investments
The same tag system that already exists on transactions, extended polymorphically.
Penny self-improvements
Reorder Penny's tools by which ones users actually invoke. Trim the tools nobody uses; strengthen the ones that drive the experience.
Later
Up Home / mortgage / offset
Track mortgage balance, interest rate, offset utilization. Whole new product surface — needs its own design pass.
Receipt attachments
We already surface a paperclip icon when Up has an attachment. Fetching and displaying the receipt itself comes next.
iOS / Android app
Web-first today. Mobile is on the table once the hosted platform is stable and we have data on what users actually open on phones.
See something missing? Open an issue at github.com/BenLaurenson/PiggyBack.